Loans are the most common solutions to finance a project. 

Depending on the type of project and its duration, specific terms will have to be negotiated with the lenders.

The projected cash flow will dictate the way the capital will be injected and the way the capital will be repaid.

The cash flow projections must to be carefully prepared and will have to be based on solid revenues and expenditures assumptions.

Loan guarantee

Any loan will have to be guaranteed by acceptable collateral. In real estate and tourism projects, the collateral will be usually a property owned by the entrepreneur, but may be extended by other available assets. You may also introduce a collateral in the form of a Bank Guarantee, a Stand BY Letter of Credit or a Credit Insurance.

Due diligence costs

The property used as collateral will have to be appraised by a company specified by the lender. Other due diligence will also be performed by the lender's appointed party, and the costs of these operations will have to be on the borrower's account.

Our company will not receive any money or compensation related with due diligence costs. 

Our fees

We are neither a lender, an investor, a broker nor a financial intermediary. We act as the client's consultant, fully aware of the characteristics of the project, and support the client sourcing funds with appropriate financing terms.

We obey to a strict ethical code that doesn't allow us to charge anything outside the boundaries of our performed service. We do not charge any upfront fees.

Our client will have to pay a success fee, at the time of the closing of the finance agreement.

Documentation

If you intend to submit a loan application to a lender, some documentation will be necessary. That documentation varies according to the project characteristics and the type of loan.

You need to introduce your project, sending an executive summary identifying yourself or your company, and providing a short description on the most important aspects of the project, the financial projections, the required amount and term of the loan, the way how loan proceeds will be invested and the description of the source of incomes to assure the debt service.

You must also assemble all documentation regarding  the property ownership and the relevant approvals by the local or state authorities. If we decide to assist on your loan request these documents will be requested by us to be reviewed in a later stage.

Do not send bulky documentation or extensive business plans before obtaining our agreement to assist on your project.

If you prefer you may simply dowload a Project Profile Form, fill it and email is to us. If you have any doubts when filling this form, please feel free to contact us.

Click here to download the Project Profile

Other types of real estate financing

Other simple or complex real estate financing structuring can be configured and submitted to our international financing sources, to obtain the proposals that best fit the project needs.

We can introduce your project to Joint Venture Partners who may  finance your project up to 95% of its needs under optimal circumstances.

The percentage of participation is usually dependent on the merits of the project, the background of the project owner and the investor's perception of risk.


Rehab financing - USA

This is a special type of financing available from a special type of lenders. We have the right connections to source the best solution for your investment. Up to 75 % ARV, fast approval and funding (usually two weeks). Contact us to discuss the financing options available.